Welcome to Scabimite.com, the website for genuine Scabimite products. This Payment Policy outlines our accepted payment methods, currency handling, verification procedures, and data security standards. By completing a purchase on this website, you agree to the following terms.
1. Accepted Payment Methods
Scabimite.com provides secure and convenient payment options for both international and local customers. The available methods will appear automatically during checkout, depending on your region and device.
- PayPal - available worldwide. Accepts PayPal balance, linked bank accounts, or major credit/debit cards (Visa, MasterCard, American Express, Discover).
- Credit & Debit Cards - processed securely through PayPal’s encrypted gateway.
- Local Bank Transfer (Indonesia Only) - official bank account details are shown automatically during checkout and in your order confirmation email after placing an order.
*Do not perform manual transfers before completing checkout and receiving official payment instructions from Scabimite.com.
2. Currency and Conversion
- The default currency on Scabimite.com is United States Dollar (USD).
- For Indonesian customers, prices are automatically converted to Indonesian Rupiah (IDR) using current market exchange rates provided by trusted financial institutions or payment gateways.
- The converted amount in IDR is displayed clearly at checkout before you confirm payment.
- All PayPal and card transactions are charged in USD, while local bank transfers are charged in IDR.
- Refunds are processed in the same currency and through the same payment channel used for the original transaction.
3. Payment Confirmation
- You will receive an email confirmation once payment is successfully processed.
- For local bank transfers, please upload your payment proof via the confirmation form or reply to the confirmation email.
- Our finance team verifies all payments within 1 business day (GMT+7, Jakarta time).
4. Security and Data Protection
- All transactions are encrypted using SSL (Secure Socket Layer) and processed through PCI DSS–compliant payment gateways.
- Scabimite.com does not store any payment credentials such as card numbers or bank details.
- All PayPal payments are covered under PayPal Buyer Protection.
5. Failed or Pending Payments
- Orders will be processed only after full payment has been received and confirmed.
- Pending or unverified payments may take up to 72 hours depending on the payment provider’s verification process.
- Orders without payment confirmation within 3 business days will be automatically canceled.
6. Refunds and Cancellations
Refunds approved under our Return & Refund Policy will be issued to the same payment method used for purchase. Refunds are processed within 7–14 business days after approval. The refunded amount will reflect the original payment currency (USD or IDR) based on your transaction.
7. Fraud Prevention and Verification
For transaction integrity, Scabimite.com may conduct verification or request supporting information before processing certain orders. These checks protect both the customer and the brand from fraudulent activities. All personal data is handled strictly according to our Privacy Policy.
8. Transparency and Updates
Scabimite.com may update this Payment Policy periodically to reflect new regulations, gateway updates, or additional payment options. The latest version will always be published on this page.
9. Contact Information
For questions about payment, order verification, or refund status, please contact our official support team via the email listed on Scabimite.com.
Last updated: October 2025